Pre-approved.

When we picked up the contract so we could check it out before signing it, our sales rep also handed us a large folder stamped NVR.  Yikes.


I was expecting to not have to do any mortgage paper work until after we signed the contract, so I immediately started that little panicky feeling in my stomach, coupled with hot flashes.  Things are really crunched right now and I don't have time to look up all my financial info before next weekend.  I've been moving money around, closing accounts, opening accounts, making IRA contributions and quite frankly, because its all been done so recently, I have no idea what money is where.  And don't have time to figure it out until next week.

(of course, I have time to blog, but that's besides the point).

Luckily, the only thing we really had to do this week was sign the permission sheet so the loan officer could check our credit scores.  BF sent them over yesterday morning, and by the end of the day we had our pre-qualification.  I guess that's all we need to sign the paperwork.

Eek.

Next step:  Call and schedule our contract meeting.

Am I really doing this?